Your insurance premium is one of the largest fixed expenses your trucking operation will have. It doesn’t matter if you are a one-man owner operator, or running an entire fleet of rigs, buying commercial semi-truck insurance is one of the most important purchasing decisions you will make.

What does matter, is making sure you have the right coverage in place before you haul your first load. Independent insurance agents can help you with navigating the complexities of insurance. However, it is important that you have a basic understanding of the coverages, terms, and options available. 

​

                                      What is Semi-Truck Insurance?

​

Insurance is defined as a contract where a company (or sometimes a government agency) provides a guarantee of compensation in the event of a pre-defined loss, damage, illness, or death. The guarantee is provided in exchange for a premium. 

Simply put, insurance is a way to transfer your risk of financial loss to an insurance company. The financial exposure of operating semi-trucks is very large in comparison to other types of businesses. With an average payload of 40,000 pounds, damage and injuries are usually severe when semi-trucks are involved. Insurance is a cost-effective way to minimize your risk.

​

​

​

                                            Contact US

​

​

​

​

​

​

​